Đề 1 – Bài tập, đề thi trắc nghiệm online Tiếng Anh ngành Bất động sản

1. Which term describes a legal document that transfers ownership of real property from one party to another?

A. Promissory Note

B. Deed

C. Lien

D. Lease Agreement

2. What does `ROI′ stand for in real estate investment?

A. Rate of Interest

B. Return on Investment

C. Real Option Investment

D. Risk of Investment

3. What is a `leasehold′ estate?

A. Full ownership of a property

B. Temporary right to use a property

C. Shared ownership of a property

D. Ownership of land but not the buildings on it

4. What is `appreciation′ in real estate?

A. Decrease in property value

B. Increase in property value over time

C. The cost of property maintenance

D. The initial purchase price of a property

5. Which of these is NOT a type of real estate property?

A. Residential

B. Commercial

C. Industrial

D. Fictional

6. What does `curb appeal′ refer to in real estate?

A. The interior design of a property

B. The attractiveness of a property from the street

C. The property′s proximity to public transportation

D. The size of the property′s backyard

7. What is `property management′?

A. The process of buying and selling properties

B. The oversight of rental properties on behalf of owners

C. The valuation of real estate properties

D. The financing of real estate purchases

8. A `fixture′ in real estate refers to:

A. Temporary decorations in a property

B. Personal property included in a sale

C. Items permanently attached to the property

D. Portable appliances in a house

9. What is a `contingency′ in a real estate contract?

A. A penalty for breaching the contract

B. A condition that must be met for the contract to be binding

C. A clause guaranteeing property value

D. The closing date of the transaction

10. What is `title insurance′ for in real estate transactions?

A. Insurance against property damage from natural disasters

B. Insurance protecting against defects in property ownership history

C. Insurance covering home appliances

D. Insurance for tenant′s belongings

11. What does `due diligence′ mean in the context of real estate investment?

A. The legal obligation to pay property taxes on time

B. A thorough investigation of a property and transaction

C. The process of obtaining insurance for a property

D. Negotiating the price of a property

12. In real estate, `amortization′ primarily refers to:

A. The decrease in property value over time

B. The repayment of a loan principal over time

C. The increase in property value due to improvements

D. The initial down payment on a property

13. What is the term for the estimated worth of a property, often determined by a professional?

A. Appraisal

B. Depreciation

C. Amortization

D. Valuation

14. What is `vacancy rate′ in the context of rental properties?

A. The rate of property tax increase

B. The percentage of unoccupied units

C. The rate of tenant turnover

D. The cost of property maintenance

15. Which of the following is a synonym for `real property′?

A. Personal property

B. Chattel

C. Realty

D. Intangible asset

16. What is `equity′ in real estate?

A. The total value of a property

B. The difference between property value and outstanding mortgage

C. The annual property tax amount

D. The initial down payment on a property

17. What does `brownfield′ site typically refer to in real estate development?

A. A newly developed residential area

B. A previously developed site with potential contamination

C. A green space reserved for parks

D. A farm land on the outskirts of a city

18. Which of the following is considered `personal property′ in a real estate context?

A. Built-in bookshelves

B. A freestanding refrigerator

C. Installed light fixtures

D. Attached garage

19. In real estate finance, what is `LTV′?

A. Loan-to-Value ratio

B. Long-Term Value

C. Land and Title Verification

D. Legal Transfer of ownership

20. What is the difference between `gross lease′ and `net lease′ in commercial real estate?

A. Gross lease is for residential, net lease is for commercial.

B. Gross lease includes all expenses in rent, net lease tenant pays some expenses separately.

C. Gross lease is short-term, net lease is long-term.

D. Gross lease has fixed rent, net lease has variable rent.

21. What is `zoning′ in real estate?

A. The process of dividing property into smaller lots

B. Regulations controlling land use and development

C. The assessment of property taxes

D. Insurance coverage for natural disasters

22. Which term describes the process where a bank repossesses a property due to mortgage default?

A. Foreclosure

B. Refinancing

C. Amortization

D. Equity stripping

23. Which professional typically assists buyers in finding and purchasing properties?

A. Property Manager

B. Real Estate Agent∕Broker

C. Appraiser

D. Mortgage Lender

24. What is `HOA′ an acronym for in real estate?

A. Home Owners′ Association

B. Housing Opportunity Agency

C. Homestead Ownership Act

D. House Operating Agreement

25. What does `cap rate′ (capitalization rate) measure in commercial real estate?

A. The annual property tax rate

B. The potential rate of return on investment

C. The cost of capital improvements

D. The depreciation rate of the property

26. Which of these is a common type of commercial property?

A. Single-family home

B. Apartment building

C. Office building

D. Condominium

27. What is `leverage′ in real estate investing?

A. The legal restrictions on property development

B. Using borrowed capital to increase potential returns

C. The depreciation of property value over time

D. The process of property appraisal

28. Which of the following best describes `escrow′ in real estate transactions?

A. A type of loan for property purchase

B. A neutral third party holding funds and documents

C. The process of legally transferring property ownership

D. Insurance against property defects

29. What is a `lien′ in real estate?

A. A type of property insurance

B. A legal claim against a property

C. A discount on property taxes

D. A government grant for property renovation

30. What does `escrow account′ typically hold?

A. Property tax assessments

B. Funds for property taxes and insurance

C. Rental income from tenants

D. Mortgage loan applications