Đề 4 – Bài tập, đề thi trắc nghiệm online Tiếng Anh ngành Bất động sản

1. Which of the following is a synonym for `landlord′?

A. Tenant

B. Lessor

C. Lessee

D. Occupant

2. Which professional is responsible for estimating the value of real property for tax purposes?

A. Real Estate Agent

B. Appraiser

C. Tax Assessor

D. Mortgage Underwriter

3. What is `fair housing′ in real estate?

A. Providing luxury housing options.

B. Ensuring equal housing opportunities regardless of protected characteristics.

C. Setting affordable housing prices.

D. Promoting energy-efficient housing.

4. Which of the following is an example of `real property′?

A. Furniture in a house

B. A car parked in the driveway

C. Land and buildings

D. Jewelry stored in a safe

5. What is `property tax′?

A. Income tax paid on rental income.

B. A tax levied by the government on property owners.

C. Sales tax charged when buying or selling property.

D. Capital gains tax on profits from property sales.

6. In real estate, `due diligence′ refers to:

A. The final payment made when closing a deal.

B. The legal document transferring property ownership.

C. A comprehensive investigation of a property and transaction details.

D. The process of setting the asking price for a property.

7. Which of these is a common type of commercial real estate?

A. Single-family home

B. Apartment building

C. Retail store

D. Condominium

8. What is the purpose of a `property appraisal′?

A. To negotiate the sale price between buyer and seller.

B. To estimate the market value of a property.

C. To inspect for structural defects before purchase.

D. To secure financing for a mortgage.

9. What does `cap rate′ (capitalization rate) measure in real estate investment?

A. The loan interest rate.

B. The annual rate of return on a real estate investment.

C. The property tax rate.

D. The rate of property appreciation.

10. Which of these is NOT typically a responsibility of a property manager?

A. Collecting rent from tenants.

B. Handling property maintenance and repairs.

C. Negotiating the initial purchase price of the property for the owner.

D. Screening potential tenants.

11. In real estate, `contingency′ in an offer refers to:

A. A guaranteed sale price.

B. Conditions that must be met for the deal to proceed.

C. The closing date of the transaction.

D. The commission rate for the real estate agent.

12. Which term defines the legal document that transfers ownership of real property from one party to another?

A. Lease Agreement

B. Promissory Note

C. Deed

D. Mortgage

13. Which of these terms describes a situation where a property is sold for less than the outstanding mortgage balance?

A. Equity Sale

B. Short Sale

C. Foreclosure

D. REO (Real Estate Owned)

14. What is the term for a professional who is licensed to help people buy, sell, or rent properties?

A. Appraiser

B. Real Estate Agent

C. Property Manager

D. Mortgage Broker

15. The term `amortization′ in mortgages refers to:

A. The total cost of borrowing, including interest and fees.

B. The process of reducing debt over time through regular payments.

C. The initial down payment required for a mortgage.

D. The penalty for paying off a mortgage early.

16. In real estate advertising, `location, location, location′ emphasizes the importance of:

A. The size of the property.

B. The neighborhood and surrounding area.

C. The interior design of the property.

D. The age of the building.

17. What is `gross leasable area′ (GLA) primarily used for measuring?

A. Residential properties

B. Commercial properties, especially retail spaces

C. Agricultural land

D. Industrial warehouses

18. What does `vacancy rate′ indicate in the context of rental properties?

A. The percentage of properties sold in a given period.

B. The percentage of unoccupied rental units.

C. The rate of increase in rental prices.

D. The average time it takes to sell a property.

19. Which of the following best describes `escrow′ in a real estate transaction?

A. A loan to finance the purchase of a property.

B. A neutral third party holding funds and documents until conditions are met.

C. An assessment of the market value of a property.

D. Insurance protecting against loss due to title defects.

20. What is `zoning′ in real estate?

A. The process of appraising a property′s value.

B. Regulations that dictate how land can be used in specific areas.

C. The insurance coverage for natural disasters.

D. The system for recording property ownership.

21. What is a `comparative market analysis′ (CMA) used for in real estate?

A. To determine the property tax rate.

B. To estimate the value of a property by comparing it to similar sold properties.

C. To assess the structural integrity of a building.

D. To negotiate the interest rate on a mortgage.

22. What does `leasehold′ mean?

A. Owning property outright, including the land.

B. Owning the building but leasing the land it′s on.

C. Renting a property on a short-term basis.

D. A type of mortgage with a variable interest rate.

23. What is `HOA′ an abbreviation for in real estate?

A. Home Owners′ Association

B. Housing Opportunity Agency

C. Home Operating Agreement

D. Hazardous Occupancy Area

24. What is `curb appeal′ in real estate?

A. The total square footage of a property.

B. The attractiveness of a property from the street.

C. The legal boundaries of a property.

D. The interior design style of a home.

25. What does `fixture′ mean in real estate?

A. A temporary decoration in a staged home.

B. Personal property that can be easily removed.

C. An item permanently attached to the property, considered part of the real estate.

D. A discount offered to buyers for minor property defects.

26. Which term refers to the increase in the value of property over time?

A. Depreciation

B. Appreciation

C. Amortization

D. Inflation

27. What is `title insurance′ in real estate?

A. Insurance against damage to the physical structure of a property.

B. Insurance protecting against financial loss from defects in a property′s title.

C. Insurance covering personal belongings inside a property.

D. Insurance for renters against liability.

28. What does `ROI′ stand for in real estate investment?

A. Rate of Interest

B. Return on Investment

C. Real Option Income

D. Risk of Inflation

29. What is the `loan-to-value ratio′ (LTV) in mortgage lending?

A. The ratio of the loan amount to the appraised value of the property.

B. The ratio of monthly loan payments to monthly income.

C. The ratio of the down payment to the loan amount.

D. The ratio of the loan term to the interest rate.

30. What is a `brokerage′ in real estate?

A. A company that connects buyers and sellers of real estate.

B. A bank that provides mortgage loans.

C. A firm that appraises property values.

D. A government agency regulating housing.